I. What Talms.org Will Do with Your Information
II. Mailing Lists
Talms.org is committed to providing timely updates to our users by email. We may request information from you to enhance our ability to customize our communications with you so you get the information you want. You will be able to unsubscribe from communications you receive from us at any time by following the directions included in each such communication.
III. If You Submit Information to Public Areas of an Talms.org Site
Please be aware that if you decide to disclose personally identifiable information on a publicly-accessible area of an Talms.org site (such as in the comment section of blog posts), this information may become public. Talms.org does not control the acts of other visitors to its sites, so please be cautious when deciding to reveal personal information in a public area of any site. Please contact us if you believe a visitor to an Talms.org site is improperly collecting or using information about you or other users.
IV. If You Contribute Money Online
Talms.org appreciates and will accept online contributions. Users will be asked to submit contact information for verification purposes. Contact information will be stored in a secure location, and financial information will not be stored except when it is needed for record-keeping purposes.
Donation Refund Policy
Talms.org takes the utmost care to process donations as per the instructions given by our donors, online and offline. However, in case of an unlikely event of an erroneous donation or if the donor would like to cancel his donation, they can choose to do so within 24 hours of the payment been debited from their account .Talms.org will respond to the donor within 7 working days of receiving a valid request for refund from the donor. The timely refund of the donation will depend upon the type of credit card/banking instrument used during the transaction. The donor will have to send Talms.org a written request for a refund within 2 days of making the donation to Talms.org official address or email firstname.lastname@example.org along with-
1. Proof of the deduction of the donation amount.
2. In cases where the donation receipt has already been issued to the donor, the donor will have to return the original receipt to us at our office addresses.
3. If the tax exemption certificate is already issued, then we are sorry but we will not be able to refund the donation. However, in case of a valid refund request due to any error on Talms.org part, Talms.org will refund the donation and bear the costs of the same.
4. International donations will need minimum 10 days for the refund process.
VI. IP Addresses and Log File Data
IP addresses are ID numbers for the location of your computer or network on the internet. Log files are recordings of the traffic to and from a server. Talms.org servers log IP addresses for systems administration and troubleshooting. We track page hits in the aggregate to track the popularity of pages that people visit. With that information we can improve the quality of the site.
VII. Children’s Privacy
Talms.org is concerned about the safety and privacy of children online. We do not and will not knowingly contact or collect personal information from children under 18. Our site is not intended to solicit information of any kind from children under 18, and we will develop our site with the capacity to block acceptance of information from children under 18 whenever age-related information is requested.
It is possible that by fraud or deception by others we may receive information given to us or pertaining to children under 18. If we are notified of this, as soon as we verify the information, we will immediately obtain parental consent or else delete the information from our servers. If you want to notify us of our receipt of information by children under 18, please do so by e-mailing us at email@example.com.
Talms.org has measures in place to protect against the loss, misuse and alteration of visitor personally identifiable information that is under our control. For example, only select Talms.org staff and contracted individuals have access to personally identifiable information provided by visitors to non-public areas of our sites, and are bound by a confidentiality policy when accessing such information. We use industry-standard encryption technologies when transferring and receiving sensitive personal and financial data from our site. Please note, however, that security breaches can occur even if reasonable steps are taken to prevent such breaches; for example, we cannot guarantee that information provided through our sites will not be illegally accessed on our servers or intercepted while being transmitted to us over the Internet. Please contact us if you believe there has been any breach of the security of our sites.
IX. Please Note
1. SCOPE AND APPLICABILITY
1. Talms.org is committed to ensuring that it maintains ethical business practices, complies with applicable law and its platform is not used for funding illegal activities. To achieve this objective we have prepared this Anti-Money Laundering Policy (“AML Policy”) and request you to carefully read and follow the policy. This policy is in addition to your obligations under applicable laws on the prevention of money laundering and does not detract in any manner from those obligations. We urge you to be aware of your obligations under such applicable laws. Talms.org ability to comply with its obligations under applicable law is dependent on your cooperation and we seek your cooperation via this policy.
2. To ensure that we are not involved in any transactions that are known or suspected to be means of laundering money if any suspicious activity is noticed, users of the Talms.org platform are urged to promptly contact government authorities to facilitate any action that may be needed.
3. This money laundering policy applies to all persons using and accessing Talms.org platform. This includes all donors, contributors, campaigners, and persons visiting our platform. All these persons are collectively referred to as “Users” or “users”.
2. WHAT CONSTITUTES MONEY LAUNDERING AND SUSPICIOUS
1. “Money laundering” is largely understood to mean any act or attempt (directly or indirectly and even by association in one step of a series of transactions) to conceal or disguise the origin and ownership of proceeds obtained illegally, such that it appears to have originated from legitimate sources; thus avoiding prosecution, conviction and confiscation of such proceeds. Terrorist organisations, tax evaders, smugglers, persons involved in bribery or any persons that receive money for illegal activities and/or through illegal means may launder money.
2. Recognising transactions involving money laundering requires awareness of possible suspicious activity, which may arise at any time. Below is an indicative list of actions that persons associated with Talms.org should be careful of. This list is not exhaustive, as every circumstance is not foreseeable. However, regardless of appearing together or individually, please be aware of the following situations that may be indications of money laundering activity:
(i) Users that are reluctant to provide complete information, or those that provide incomplete, false or suspicious information and/ or are unwilling to comply with Talms.org identification requirements;
(ii) Users that appear as agents or representatives for other individuals or organisations, but refuse to provide complete information about such individuals or organisations;
(iii) Any person, including a Talms.org employee, that is concerned about or seeks to avoid any reporting requirements or refuses to maintain required records;
(iv) Payments made in cash or cash equivalents only (such as money orders, traveller’s cheques, internet currencies or prepaid cash cards);
(v) Donations of large amounts that appear to be out of place or inconsistent with normal donation patterns, in the absence of any legitimate requirement for such donation;
(vi) Requests for payments to be made in unrelated countries or to third parties;
(vii) Multiple partial payments from various parties on behalf of a single user and/or multiple partial payments from various locations;
(viii) Users making payments in one form, then requesting refunds in other forms (for example, making payments by credit card, but requesting refunds in cash or by wire transfers);
(ix) Users making contributions, followed by immediate requests to wire out or transfer the funds to a third party or firm, without connected purposes;
(x) Users requesting for donations to be paid in cash or wired to a third party or firm, without connected purposes;
(xi) On-boarding of users by Talms.org employees based on incomplete information or in contravention of Talms.org policies;
(xii) Acceptance of incentives by a Talms.org employee for breaching Talms.org policies;
(xiii) Users connected to countries and/ or persons identified as non- cooperative by the Reserve Bank of India, Financial Action Task Force on Money Laundering established by the G-7 Summit in 1987, Office of Foreign Assets Control, US Department of Treasury and international organizations against money laundering.
3. STEPS TO ENSURE COMPLIANCE
1. Compliance with Applicable Law: Users must, at all times, ensure that they access and/ or utilise Talms.org platform in compliance will all applicable law. Users contributing or donating to campaigns should also ensure that no funds used to contribute or donate to a campaign originate from any unlawful activity.
2. Reporting Suspicious Activity: Users must, and without delay, report to relevant government authorities any suspicious activity or red flag that they might come across while accessing or using Talms.org platform.
4. ACTION BY TALMS.ORG
Upon receiving knowledge of suspicious transactions or any breach of applicable law or this policy, Talms.org may take one or more of the following steps:
1. Probe into the incident;
2.Report the incident directly to the appropriate government authority;
3.Suspend or delete a campaign;
4.Suspend or delete the user account(s);
5.Other steps/actions that Talms.org may deem appropriate.
5. CONSEQUENCES OF AML POLICY VIOLATIONS
Users agree that irreparable damage would occur to Talms.org if any of the provisions of this AML Policy are not complied with. Accordingly, users agree that Talms.org is entitled to claim damages from users for violating this AML Policy in addition to any other remedy to which they are entitled at law or in equity.
6. NO LIABILITY
To the extent permitted under applicable law, Talms.org shall have no liability in respect of any illegal transactions that take place on its platform. Talms.org shall also not be liable for any consequences (monetary or otherwise) suffered by the stakeholders of a campaign or other users if it takes action (in its sole discretion) pursuant to this policy and applicable law.
7. COMPLIANCE AND CO-OPERATION
This policy must be complied with by the user in addition to the local laws applicable to the users in their home jurisdictions. Users agree that upon being requested by Talms.org or its legal counsel or any government authorities they shall fully cooperate with them in any formal or informal inquiry, investigation or other proceedings. In this regard, users agree that they will promptly provide all information or documents they may possess relevant to the inquiry, investigation or legal action or proceeding without any demur and at their own costs.
8. MAINTENANCE AND DISCLOSURE OF RECORDS
To help us comply with applicable law we obtain and record information that identifies users on our platform. This means we must ask you for certain identifying information, including copies of government-issued ID and such other information or documents that we consider appropriate to verify your identity. Talms.org hereby reserves the right to maintain records confirming the identity of its users and the transactions undertaken by them for as long as may be required under applicable law. Talms.org also reserves the right to disclose this information to government authorities in case of any inquiry, investigation or other proceedings initiated by them.
9. GOOD FAITH
No policy, law or code of conduct can foresee every situation, and Talms.org relies on the good faith of its users to promptly report any concerns or ‘red flags’ envisaged by this AML Policy to government authorities. Talms.org presumes that all information (including documents relating to the identity of its users) is true and accurate and the users represent the same to Talms.org by virtue of using the services of Talms.org.
Talms.org reserves the right to modify and amend this AML Policy at any time. Talms.org will not be liable to any users or third parties for any modification or amendment. Users are recommended to review the AML Policy from time to time, for the most up-to-date version. In the event of modification or amendment to the AML Policy, continued use of the Talms.org platform, after notice of material changes, will constitute acceptance of the modified or amended terms. If the modifications or amendments to the AML Policy are not acceptable by any registered users, the only remedy would be to cease usage of the Talms.org platform, by deleting the relevant account or writing to us at firstname.lastname@example.org .
11. GOVERNING LAW
Any dispute or claim relating in any way to this AML Policy is subject to the exclusive jurisdiction of the courts in Mumbai. Laws prevailing in India, without regard to principles of conflict of laws, will govern this AML Policy and any dispute related to/arising from this AML Policy, between Talms.org and the concerned user.
This AML Policy will survive the termination of Talms.org relationship with the concerned user.
Should have any queries or require any assistance in relation to this policy, please write to us at email@example.com of its users) is true and accurate and the users represent the same to Talms.org by virtue of using the services of Talms.org.
Governing The Use of This Site
We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarise yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.
Viewing the Website
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Responsible Use and Conduct
By visiting our website and accessing the information, resources, and services we provide for you, either directly or indirectly (hereafter referred to as “Resources”), you agree to use these Resources only for the purposes intended and as permitted by:
The terms of this User Agreement.
Applicable laws, regulations, and generally accepted online practices or guidelines.
Wherein, you understand that:
In order to access our Resources, you may be required to provide certain information about yourself (such as identification, contact details, etc.) as part of the request process, or as part of your ability to use the Resources. You agree that any information you provide will always be accurate, correct, and up to date.
Accessing (or attempting to access) any of our Resources by any means other than through the means we provide, is strictly prohibited. You specifically agree not to access (or attempt to access) any of our Resources through any automated, unethical, or unconventional means.Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which our Resources are located or connected, is strictly prohibited.
Attempting to copy, duplicate, reproduce, sell, trade, or resell our Resources is strictly prohibited.
You are solely responsible for any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorised activities conducted by you, as explained above, and may incur criminal or civil liability.
We may provide various open communication tools on our website, such as blog comments, blog posts, public chat, forums, message boards, newsgroups, product ratings and reviews, various social media services, etc. You understand that we generally do not pre-screen or monitor the content posted by users of these various communication tools, which means that if you choose to use these tools to submit any type of content to our website, then it is your personal responsibility to use these tools in a responsible and ethical manner. By posting information or otherwise using any open communication tools as mentioned, you agree that you will not upload, post, share, or otherwise distribute any content that:
Is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language;
Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party;
Contains any type of unauthorised or unsolicited advertising;
Impersonates any person or entity, including any Talms.org employees or representatives.
We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any third-party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us.
You agree to indemnify and hold harmless Talms.org, and their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this User Agreement or the failure to fulfil any obligations relating to your account incurred by you or any other person using your account. We reserve the right to take over the exclusive defence of any claim for which we are entitled to indemnification under this User Agreement. In such event, you shall provide us with such cooperation as is reasonably requested by us.
Limitation of Warranties
By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that:
The use of our Resources will meet your needs or requirements.
The use of our Resources will be uninterrupted, timely, secure, or free from errors.
The information obtained by using our Resources will be accurate, or reliable, and
Any defects in the operation or functionality of any Resources we provide will be repaired or corrected.
Furthermore, you understand and agree that:
Any content downloaded or otherwise obtained through the use of our Resources is done at your own discretion and risk, and that you are solely responsible for any damage to your computer or other devices for any loss of data that may result from the download of such content.
No information or advice, whether expressed, implied, oral or written, obtained by you from Talms.org or through any Resources we provide shall create any warranty, guarantee, or conditions of any kind, except for those expressly outlined in this User Agreement.
Limitation of Liability
In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services. Talms.org will not be liable for any direct, indirect, incidental, consequential, or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.
All content and materials available on http://www.talms.org, including but not limited to text, graphics, website name, code, images, and logos are the intellectual property of Trans.Alms Charity Organization, and are protected by applicable copyright and trademark laws. Any inappropriate use, including but not limited to the reproduction, distribution, display, or transmission of any content on this site is strictly prohibited, unless specifically authorised by Talms.org in writing.
Termination of Use
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and/or Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.
This website is controlled by Trans.Alms Charity Organization from our offices located in the state of Maharashtra, India, which can be accessed by most countries around the world. As each country has laws that may differ from those of Maharashtra, by accessing our website, you agree that the statutes and laws of Maharashtra, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.
Furthermore, any action to enforce this User Agreement shall be brought in the Federal or State courts located in India, Mumbai. You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
Unless otherwise expressed, Trans.Alms Charity Organization expressly disclaims all warranties and conditions of any kind, whether express or implied, including, but not limited to the implied warranties and conditions of merchantability, fitness for a particular purpose, and non-infringement.